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BTCC / Hashtag / pier to pier loan
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PI +0.86% 0.1750 PI +0.91% 0.1751 PI -94.43% 0.000000141461350720.061414

What is a peer-to-peer personal loan?

However, some companies offer peer-to-peer loans, which means the funding for your loan comes from another individual, not an institution. Peer-to-peer (P2P) loans can sometimes be more accessible to borrowers thanks to easy application processes and sometimes higher loan amounts. CNBC Select rounded up the best peer-to-peer personal loan lenders.

How does peer-to-peer lending work?

It can also offer borrowers with good credit scores a lower interest rate. Peer-to-peer lending is an online transaction between a lender and a borrower. The two parties connect through an online P2P lending platform, such as Kiva, Prosper, or Upstart. The lender—an investor or group of investors—collects interest on the loan.

What makes a good peer-to-peer personal loan?

P2P lenders may impose less stringent qualification requirements than traditional financial institutions. The best peer-to-peer personal loans feature accessible underwriting standards, a broad range of loan amounts, flexible repayment terms and competitive rates and fees.

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